Intelligent Recruiting Infrastructure.
A compliant, AI-powered platform that turns your network into a structured recruiting enterprise. Own your business. Scale your downline. Earn on every transaction your placed talent produces.
For Revolution Mortgage Realtor Branch Partners — a better path from W-2 employment to independent business ownership.
- $0
- cost to join
- 70%
- direct compensation
- 7
- tier downline
- AI
- powered platform
Co-Operate LLC • A G26x Company
The Current Model
Dual employment creates structural risk for both parties.
Today, Realtor Branch partners operate as W-2 employees of Revolution Mortgage — a settlement service provider. This creates overlapping fiduciary obligations, labor law exposure, and administrative cost that limits both sides.
- Labor law compliance burden — W-2 classification, benefits, workers' compensation
- Administrative overhead — payroll, HR management, and employment infrastructure
- RESPA exposure when employees of a settlement service provider also hold referral relationships
- Risk-reward imbalance — significant cost without proportionate return
- Earnings constrained by employment structure — no equity in what you build
- Conflict of interest concerns as a dual employee of a settlement service provider
- No ability to scale beyond your individual production
- Employment-at-will vulnerability — you don't own the relationship
The Structural Problem
Blurred fiduciary boundaries put everyone at risk.
Labor Law Risk
W-2 employees of a settlement service provider acting as referral sources creates classification and compliance exposure that grows with every transaction.
RESPA Exposure
When an employee of a settlement service provider also holds real estate referral relationships, the line between employment compensation and referral fees blurs.
Cost Without Scale
Administrative overhead — payroll, benefits, HR, workers' comp — generates significant cost without a path to proportionate return for either party.
The current model doesn't scale — and the compliance risk compounds with every new relationship.
The Solution
Co-Operate. Intelligent Recruiting Infrastructure.
Co-Operate provides the systems, structure, and operational backbone to build a Contractor recruiting business — creating a clean degree of separation between your real estate practice and your recruiting enterprise.
- Employee of a settlement service provider
- Compensation tied to employment, not services
- No clear separation of fiduciary duties
- Earnings capped by employment structure
- No equity — you build value for someone else
- Independent business owner — your own LLC
- Every dollar tied to documented services performed
- Clear fiduciary boundaries and separation
- Uncapped earning potential with 7-tier upline override
- You own and scale your own business
Fiduciary Separation
Creating a clear boundary between real estate and recruiting.
As a Co-Operator, you contract with Co-Operate LLC — not Revolution Mortgage. You are not an employee, not an agent, and not a licensed originator.
- You recruit and retain talent — you never refer borrowers to Co-Operate
- Your Contractor Fee compensates bona fide, documented services actually performed
- Every service is AI-generated, contractor-executed, and platform-logged through DriveX
- You own your own LLC — independent contractor, not an employee of a settlement service provider
- Revenue originates from external funded loans — not from participant fees
Your Real Estate Business
Separate from
Your Co-Operate Business
Two distinct enterprises. Two distinct revenue streams. Clear fiduciary boundaries. No conflict of interest.
The Model
Three documented activities. Every dollar earned justified.
01 — Recruit
Source, screen, present, and place Qualified Individuals with a Co-Operate lender client.
Direct Compensation is categorized as Recruiting Pillar during this phase.
02 — Retain
Monthly retention check-ins, performance monitoring, and talent development for your placed QIs.
Same dollar amount — automatically converts to Retention Pillar.
03 — Grow
Perform Network Growth services (N1–N4) to earn from the 7-Tier Network Growth Allocation. Your network compounds.
Downline earnings scale with your network.
All services are AI-generated, contractor-executed, and platform-logged. No documentation, no pay. This is both the compliance defense and the accountability mechanism.
The Economics
Transparent. Flat-rate. Structurally compliant.
42.5
bps flat rate
Any product. Any transaction type. No blends, no carve-outs.
$1,700
per-loan cap
Cap binds at approximately $400K loan amount. Above that, fee is flat.
70 / 30 Split
$1,190
Direct Compensation (70%)
$510
Network Growth Allocation (30%)
At cap ($1,700). Direct production always earns more than the entire 7-tier upline override combined.
7-Tier Network Growth Allocation — At Cap ($510)
- N117.5%$89.25Open
- N220.0%$102.00Open
- N312.5%$63.75Open
- N47.5%$38.255 FRCs
- N55.0%$25.5015 FRCs
- N612.5%$63.7525 FRCs
- N725.0%$127.5050 FRCs
The Platform
DriveX — where compliance is operationalized.
G6x AI's proprietary platform — purpose-built for multi-industry compliance, 7-tier genealogy, and transparent compensation. Not a spreadsheet. Not repurposed MLM software.
AI-First Compliance Loop
DriveX generates the service deliverable. You execute. The platform logs timestamped evidence.
Compensation Engine
Calculates every fee, enforces rate and cap limits, runs the 70/30 split, distributes the 7-tier pool.
Real-Time Genealogy
Live view of your downline, seven tiers deep. Active placements, funded volume, tier-by-tier income.
Rank & Earnings Dashboard
Builder Rank progression, trailing-12 revenue, payout history, peer leaderboards, and AI growth recommendations.
Document & E&O Vault
Operating agreements, E&O certificates, 1099-NECs, and compliance records — stored, indexed, and renewal-tracked.
Purpose-Built Infrastructure
Built from the ground up for multi-industry compliance, 7-tier genealogy, and transparent compensation.
Compliance Framework
Architected for compliance from Day One.
RESPA 8(c)(2)
You recruit and retain talent — you never refer borrowers to Co-Operate. Your Contractor Fee compensates bona fide, documented services actually performed. The statute explicitly permits compensation for services that are not merely nominal.
DriveX Audit Trail
Every service deliverable flows through DriveX. DriveX generates the task, you execute, DriveX logs the completion with timestamped evidence. No documentation, no pay.
FTC Alignment
Revenue originates from external funded loans, not participant fees. Zero cost to join. Direct production earns 70% — more than the entire 7-tier upline override combined.
Five Attorney-Drafted Governing Documents
Contractor Service Agreement (CSA), Master Governance Document, RAP Program, CSP Program, and Platform Services Agreement (PSA). Every Contractor signs the operative documents before onboarding.
Mutual Value
A better outcome for both parties.
- Eliminates labor law risk — no more W-2 classification, benefits, or workers' comp exposure
- Removes administrative overhead — payroll, HR management, and employment infrastructure
- Clean RESPA separation — referral partners are no longer employees of a settlement service provider
- Continues to benefit from talent placement through legitimate, documented channels
- Own your business — your LLC, your network, your equity
- Uncapped earning potential — 70% Direct Compensation + 7-tier compounding Network Growth
- No conflict of interest — clear fiduciary separation between your RE practice and recruiting business
- True independence — self-employed, guided by Co-Operate's infrastructure and methodology
You still leverage your network and relationships — but through a structure that protects everyone.
The Transition
Four steps. Zero cost to join.
-
Get Introduced
Be introduced to the platform, the advantages, and how it is powered by G26x’s DriveX platform. Be part of the Xperience.
-
Onboard via DriveX
Let us drive the how. Here is what you need:
- Your own LLC
- E&O insurance — $1M per occurrence, $1M aggregate
- A signed Contractor Service Agreement
-
Recruit
Identify and recruit mortgage professionals for placement with Co-Operate lender clients. Build your own downline of Co-Operators who recruit under you.
-
Earn
70% Direct Compensation on your placements. Up to 7 tiers of network earnings. Monthly ACH payouts by the 15th. Quarterly Network Growth Allocation distributions. All automated, all documented.
- $0
- cost to join
- 70%
- direct compensation
- 7
- tier downline
- AI
- powered platform
Honest Expectations
This is a real business. Here's what that means.
- No guaranteed income. Compensation depends entirely on Qualified Individuals placed, loans they fund, and services you complete each period.
- Forfeiture is permanent. Miss a monthly retention service — forfeit that month's Direct Compensation. Miss a quarterly N1–N4 service — forfeit that quarter's Network Growth Allocation.
- Your startup costs are yours. LLC formation, EIN, and E&O insurance are your costs. Co-Operate does not reimburse them.
- This is not a side hustle. You're building a Contractor entity that demands ongoing service delivery, compliance, and active network management.
- A legitimate business entity. Your own LLC. Your own EIN. Your own equity. Self-employed with full independence.
- A compliance framework. Five attorney-drafted agreements. AI-powered audit trail. Every dollar justified by documented service.
- A compounding network. A 7-tier upline override that scales as your recruits build their own networks beneath you. Locked tiers remain earned until unlocked.
- Clean separation. No conflict of interest. No labor law risk. No fiduciary boundary issues. Your real estate practice and your recruiting enterprise stay cleanly divided.
Your network. Co-Operate's infrastructure. Your business.
Stop building value inside someone else's employment structure. Start building a business you own — backed by a platform designed to keep it compliant, transparent, and scalable.